Protecting Your Investment from Earthquakes
In California, almost all earthquake insurance policies won’t come close to covering real damage. Deductibles are based on replacement cost, not market value, and construction costs have driven these up by millions of dollars.
Knowing where you’re exposed, and whether your insurance and mitigation measures truly protect you, is essential. We give you clear, affordable insight into your risk. Multi-million-dollar coverage gaps should not catch you by surprise.
There are practical, cost-effective ways to reduce exposure and avoid losses without major retrofits. We’ll show you the smartest path forward.
Request the white paper
Learn the basics now with our white paper. We’ll send it via email, and we won’t spam you.
Would your insurance ever pay out? It’s not an easy question.
A typical $8 million multifamily building would have a deductible of $1.2 million, usually applied per building. Is your Association ready to foot that bill?
20% of replacement cost, per building
The most common deductible for earthquake insurance in California, usually applied per-building for larger HOAs
+68% increase
In construction costs in California since 2015, driving up deductibles significantly for all properties
How we can help
Our structured process delivers concrete options for protection and cost savings.
Property Review
We review your property’s structural design, then visit your property to observe vulnerabilities, assess key systems, and evaluate systemic risks. We consult with your staff to understand the nuances of your property and its exposure.
Risk Analysis & Consultation
We develop likely earthquake scenarios, estimate potential losses, and collaborate with your team and insurance brokers to understand coverage options and cost implications.
Results & Action
We discuss our findings and your options with your stakeholders, insurance brokers, and others to help you put knowledge into action.
Contact us
Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!